The fixed income market sure has changed in the last couple of months. A couple of months ago brokers were calling constantly with offers of short maturity bonds with decent yields – 5 to 7%. Today, I am getting calls on bonds that mature in 10 years and yield 2%. How can you get excited by these yields? We are waiting patiently and will not be forced to buy something just to buy. We practice patience and until we find something attractive we will hold tight.